Your Questions,
Answered Plainly.

The fund targets a return of 6.25% above the RBA Cash Rate per year. As a general illustration only, if the RBA Cash Rate were 2.4%, the target return would be approximately 8.65% per year. This is a target only and is not guaranteed.

Investors receive regular distributions from the fund. The specific frequency and payment terms are covered in the fund's offer documents, which will be provided to you before any investment decision is made.

Every loan in the fund's portfolio is secured against real business assets. Experienced mortgage originators assess the security before any loan is approved. However, as with any investment, capital is at risk. Security held against loans does not guarantee full capital recovery in all circumstances.

Minimum investment details are covered in the fund's offer documents. Please book a consultation with Frank to discuss your specific situation and receive the relevant documentation.

Eligibility criteria are set out in the fund's offer documents and will be discussed during your consultation. Depending on the structure, certain investment opportunities may be available only to wholesale or sophisticated investors as defined under Australian law.

Liquidity and withdrawal conditions are set out in the fund's offer documents. Private credit funds are generally less liquid than listed investments such as shares or ETFs. This is an important consideration that will be discussed during your consultation.

Book a free, no-obligation conversation with Frank at bookaconsultation or call directly on +61 412 320 018. We will walk you through how the fund works, answer every question you have, and provide the offer documents so you can review everything in your own time.

Sydney Metro Fund provides secured business lending including bridging finance, working capital loans, and expansion lending. Every loan is secured against real business assets and assessed individually. If you are unsure whether your situation is a fit, call and have a direct conversation. We will tell you honestly whether we can help.

Every loan must be secured against real business assets. The type and quality of the security is one of the most important factors in our assessment process. Specific security requirements depend on your individual situation and will be discussed during the application process.

We focus on businesses operating in the Sydney Metropolitan area. This allows us to properly assess security, maintain direct oversight of loans, and build the personal relationships that underpin how we work.

We move significantly faster than traditional banks. Once we have the information we need, we aim to provide a clear answer within days rather than weeks. The exact timeframe depends on the complexity of the loan and how quickly documentation can be provided.

You do not need any paperwork for an initial conversation. Call Frank on +61 412 320 018 and tell us what you need, roughly how much, and what security you have available. We will guide you through what is required from there.

No. Sydney Metro Fund is not a broker. We are a private credit fund that lends directly from our own capital pool. When you speak with us, you are speaking with the people making the lending decision, not an intermediary.

We will tell you directly and honestly. If a loan is not the right fit for your situation or ours, we will say so clearly and explain why. If we cannot help, we will try to point you in a direction that might.

No. Sydney Metro Fund does not provide financial advice. All information on this website, in our newsletters, and in our conversations is general information only. We strongly encourage all prospective investors to read the fund's offer documents carefully and seek independent financial advice from a licensed adviser before making any investment decision.

No. All target returns are targets only and are not guaranteed. Actual returns depend on the performance of the fund's loan portfolio and prevailing market conditions. As with any investment, your capital is at risk. Past performance is not indicative of future results.

You should read all offer documents provided to you by Sydney Metro Fund before making any investment decision. These will include information about the fund structure, risks, fees, withdrawal conditions, and your rights as an investor. We encourage you to take as much time as you need and to obtain independent legal and financial advice.

Capital risk: You may not recover the full amount you invest.

Return risk: Target returns are not guaranteed and may not be achieved.

Liquidity risk: Private credit investments are generally less liquid than listed investments and you may not be able to access your capital on demand.

Counterparty risk: The ability of borrowers to repay their loans affects fund performance.

All risks are detailed in the fund's offer documents, which you should read carefully.

Details of the fund's regulatory structure, authorisations, and compliance obligations are set out in the fund's offer documents. Please book a consultation with Frank to receive those documents and discuss any questions about the fund's structure and compliance.

All information on this website is general information only and does not constitute financial, legal, or investment advice. It has been prepared without taking into account your personal financial situation, objectives, or needs. Always read the offer documents and seek independent, qualified advice before acting.