★ Private Credit · Wholesale Investors · Sydney, Australia

A Better Way
to Invest

Sydney Metro Fund is a privately managed pooled mortgage fund. We give qualified wholesale investors access to private credit secured by real property, targeting consistent income above the RBA Cash Rate.

200+
Loans Made
Since 2019
Established
RBA + 6.25%
Target Return
Quarterly
Distributions
Discover
200+
Loans Funded
Since 2019
Year Founded
RBA + 6.25%
Target p.a.
Quarterly
Distributions

Fund at a Glance

Minimum investment $200,000
Wholesale investors only
Distributions paid quarterly
Registered security on all loans
AFSL 544582 licensed manager
Average return of 9.5% over the last 2 financial years
Investment Security

How the Fund Protects
Your Capital

Every dollar deployed by the fund is backed by registered security over real property. Three core principles protect your investment at all times.

Security

Every loan is backed by registered security over real property, independently valued before a single dollar is deployed. Investors rank ahead of all unsecured creditors at all times.

Low Market Correlation

Returns come from interest payments, not share prices. The fund does not move with the ASX or global equities, making it a genuine diversifier that works in any market condition.

Quarterly Distributions

Interest accrues monthly and is paid each quarter. Investors receive regular income rather than waiting for a capital event, providing predictable cash flow throughout.

Our Philosophy

Measured,
Conservative,
Consistent

The fund has operated since 2019 with a deliberate approach to risk. Every loan goes through the same careful process. We never chase volume at the expense of quality. That is why we have had no capital losses to investors and provided a consistent and regular return.

  • Registered and enforceable security on every single loan
  • Conservative LVRs assessed against independent property valuations
  • Borrower quality reviewed against income, serviceability and exit criteria
  • Sector diversity across residential, commercial, industrial and specialist assets
200+
Loans since inception
$0
Losses on settled loans
Zero
Legal actions ever
7+
Years operating
Sydney Opera House and CBD

Sydney, New South Wales

Operating from the CBD since 2019

The Process

How Investing Works

Four straightforward steps from your first conversation to receiving quarterly distributions. No pressure at any stage — ever.

01

Book a Consultation

Schedule a free 30-minute call. We discuss your objectives and confirm your wholesale investor status. No obligation whatsoever.

02

Review the IM

Qualified investors receive the Information Memorandum and subscription documents. Take your time and seek independent advice.

03

Subscribe to the Fund

Complete your subscription and satisfy wholesale investor requirements. Minimum investment is $200,000.

04

Receive Distributions

Interest accrues monthly and is distributed quarterly. Regular statements and full portfolio transparency throughout.

Ready to Explore
Private Credit Investing?

A 30-minute conversation carries no obligation and costs nothing. The team is here to walk you through the fund, answer your questions honestly, and help you decide whether private credit is right for your situation.

AFSL 544582
Australian Financial Services Licence held by the fund manager
Wholesale Only
Corporations Act 2001 (Cth) compliant throughout
Loan Security
All loans backed by registered security over real property
Operating Since 2019
Seven years of consistent lending with zero losses recorded

© 2026 Sydney Metro Fund. All rights reserved.

Sydney Metro Fund holds Australian Financial Services Licence 544582 (AFSL 544582). ABN 83 111 327 747. This website is intended for wholesale investors only as defined under the Corporations Act 2001 (Cth). It does not constitute financial advice, a product disclosure statement, or an offer to invest. Target returns are not guaranteed and past performance is not a reliable indicator of future performance. Prospective investors should obtain independent legal, financial and taxation advice before making any investment decision. The Information Memorandum is available to qualifying investors on request.

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